Most people think retiring sooner is about sacrifice: saving more, spending less, and hoping the market cooperates. Our guest disagrees. In this episode of FPA LIVE, we’re joined by Wes Moss, CFP®, Managing Partner and Chief Investment Strategist at Capital Investment Advisors, and author of the new book The Retire Sooner Method, to talk about what his 2025 “Money and Happiness in America” study actually revealed about the retirees who are thriving and the ones who aren’t. The research draws on thousands of real Americans, and the five behaviors Wes identified have almost nothing to do with portfolio size. If you work with clients who are approaching retirement (or dreading it), you’ll want to tune in.