Maximize the Likelihood of Securing Coverage for High-Risk Individuals - Modern Life

|FPA Business Hub

As your partner in planning™, FPA is always looking to support you, your business, and your clients. The FPA Business Hub puts engaging content at your fingertips to help you transform your business and impact your work as a financial planner.

Explore our library of free downloadable content, including white papers, webinars, product guides, case studies, industry analysis, and much more, provided by experts and vendors across financial services. These resources are vendor-sponsored content designed to be helpful to your organization and are not endorsed by FPA. By downloading the content, you may be contacted by the provider.

Complimentary White Paper

Maximize the Likelihood of Securing Coverage for High-Risk Individuals

One of the key roles that an advisor plays in life insurance is helping clients who have health challenges, lifestyle factors or other “impaired risks” obtain the best possible life insurance offer.

For most clients, that means coverage that not only meets their individual protection needs and fits within their financial plan, but also coverage that can be secured in a timely manner.

But not all risks are created equal. Download this white paper to learn:

How to take the right steps to help clients with impaired risks secure favorable coverage
Best practices for developing a narrative and navigating the underwriting process
Ways to advise clients with medical conditions or hazardous avocations, including trial applications and medical records

Throughout the life insurance process, financial advisors, brokerage partners and individuals seeking coverage can work together to find the right coverage by ensuring that carrier underwriters fully understand clients' health and lifestyle factors.

Feeling inspired? Share these insights on social.