Every client and advisor that implements a premium finance design will find deviation over time when tracked against the original design. These changes are due to the year over year variations in earnings rates, loan rates, and policy changes.

It is important to understand and take advantage of strategies available before, during, and after the funding period that will help optimize the policy's overall performance.

When faced with a premium finance design that seems to be under performing, here are 10 strategies to consider for making improvements.